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Financial Services

FCA Bank offers the best fitting and most flexible financial solutions for the purchase of your next commercial vehicle.

FCA Bank

Your new digital bank
FCA Bank has nearly a century of experience serving the automotive sector, in Italy and Europe.

FCA Bank S.p.A., joint venture between FCA Italy S.p.A. and Crédit Agricole Consumer Finance, was created on the 16th January 2015, having obtained a banking license in Italy.


Deposit account

The FCA Bank Deposit Account is a fully online savings product, designed to adapt to your needs and available in both Italy and Germany.

Opening it is simple: you can put your savings into action in just a few clicks, managing them in complete safety thanks to our A3 rating, the highest level of the Italian Banking system*.

*Moody’s Investors Service Deposits L/T: A3
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Hire Purchase

Our most widespread financing plan, which permits the deferral of part or all of the price of a new or used vehicle, in convenient monthly payments over a flexible term

Leasing (LSG)

Ideal for individuals, professionals, the self-employed and entrepreneurs, this solution provides access to a vehicle without tying up capital, making it an effective cash flow planning tool. Its key features are a minimal up-front payment, variable term and fixed recurring payments.

PCP (Personal Contract Purchase)

This financing solution allows clients to obtain a new vehicle at all times, while paying for actual use only, with a wide range of options to choose from at term, such as purchasing a new replacement vehicle, keeping the vehicle by making or refinancing the final balloon payment or returning the vehicle with no obligation to purchase a new one (the terms vary from market to market).

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Bundled services

FCA Bank offers you the possibility to combine your Financing with a wide range of Services that protect you from any unexpected events.

Protected Loan,wich releases the policyholder from the obligation to pay part or all of the residual debt if certain sudden and/or unexpected events occur.

Guaranteed Asset Protection (GAP) to protects vehicle value by in the form of coverage of new-for-old value in the event of theft or total write-off for a number of years after purchase or an advantageous pay-out, varying in accordance with the current regulations in the relevant country.

Glass/vehicle branding, a strong deterrent against theft.

Fire/Theft Insurance Policy to cover losses caused by collisions with other vehicles, impacts against stationary and moving obstacles, overturning and exiting the roadway. The collision policy only applies in the event of a collision with another identified vehicle. Extended warranty, wich extends the manufacturer's warranty with a range of solutions covering expenses relating to vehicle breakdowns.

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